Fresh Start Opt-In Information

Fresh Start is a one-time, temporary program from the U.S. Department of Education (ED) that offers special benefits for borrowers whose federal loans defaulted prior to 03/13/2020. Fresh Start automatically gives you some benefits, such as restoring access to federal student aid (loans and grants), credit reporting as “current” to credit bureaus, collections relief, and more; however, you need to act to claim the full benefits of Fresh Start and get out of default. To request opting-in to Fresh Start, complete our online form. We’ll email you to let you know if you qualify once we receive your request.

For more information about the Fresh Start program, review the Fresh Start Fact Sheet created by Federal Student Aid.